Motivasi, Pendidikan, Perniagaan, Kewangan Peribadi

TIP JIKA ANDA GAGAL BAYAR ANSURAN PINJAMAN KERETA

Salam pembaca pemikirkaya!

Seringkali saya terdengar dan terbaca saranan popular daripada mereka yang kononya memberikan nasihat kewangan kepada orang lain sebaliknya memberikan nasihat yang merugikan orang lain…

Contohnya jika sekiranya kita tak dapat bayar ansuran pinjaman kereta kita, langkah terbaik bukannya dengan menyembunyikan kereta tersebut atau pun mendiamkan diri tanpa memaklumkan kepada pihak bank!

Hmm..ramai yang sarankan untuk sorok kereta dan jangan beritahu masalah anda pada pihak bank…bukannya apa takut kereta kena tarik dan lelong…

Sebenarnya langkah tersebut kurang tepat..

Langkah paling baik sekiranya anda mengalami masalah sedemikian adalah dengan memaklumkan kepada pihak bank….
Ya, beritahu masalah sebenar anda dan bawa berbincang untuk dapatkan sedikit kelonggaran… JANGAN SOROK!

Tak kiralah sama ada SOROK kereta mahu pun SOROK masalah kita…

Kalau SOROK sebenarnya lebih PARAH keadaannya…kereta boleh tarik dan kena lelong..

Hmm… saya kira masih ramai yang tidak menyedari bahawa kita boleh berunding dengan pihak bank…

Nyatakan masalah sebenar anda dan minta untuk beri kelonggaran bayaran ansuran dikurangkan ikut kemampuan anda, sehinggalah anda dapat settlekan masalah kewangan anda….

Ingat kena segerakan selesaikan masalah kewangan bukannya SOROK masalah kewangan yang sedang kita hadapi…

Dalam keadaan tertentu mungkin pihak bank akan pertimbangkan permohonan kita kerana mereka juga kena mengambilkira ruangan setor untuk simpan kereta kita yang ditarik…

Sudah tentu mereka juga perlu keluarkan kos penyetoran..

Apapun jika ada masalah dengan pinjaman bawa berbincang dengan pihak bank ..bukannya SOROK..

THINKERICH

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2 Responses to “TIP JIKA ANDA GAGAL BAYAR ANSURAN PINJAMAN KERETA”

  1. azezul says:

    Kalau kereta dah kena tarik, banyak ooo mau bayar…bayar ansuran yang tertunggak berbulan2, bayar upah tarik, upah simpan kereta n silap2 barang berharga dalam kereta pun boleh hilang

  2. Thinkerich says:

    Azezul,

    Hmmm…betul kata Azezul tu…jadi pembaca yang lain ambillah iktibar dan peringatan tu :)

  3. Reyna says:

    Pihak bank pulangkan balik atau tidak barang yg ada dalam kereta kita sebelum pihak bank buat lelongan??

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