Motivasi, Pendidikan, Perniagaan, Kewangan Peribadi

PERBELANJAAN HARI INI MENENTUKAN MASA DEPAN KEWANGAN ANDA

Salam pembaca sekalian,

Mungkin masih ramai yang tidak menyedari bahawa tabiat perbelanjaan mereka hari ini menentukan masa depan kewangan masing-masing.

Hari ini lebih ramai yang suka membelanjakan wang mereka untuk sesuatu yang tidak mendatangkan manfaat untuk jangka masa panjang sebaliknya sekadar memenuhi kemahuan dan kepuasan sementara.

Ramai yang membuat pinjaman dan hutang untuk membeli barangan pengguna yang akhirnya mengakibatkan mereka mengalami masalah kewangan di kemudian hari gara-gara terpaksa membuat bayaran balik yang tinggi selepas jumlah pinjaman tersebut dicampur dengan faedah yang tinggi.

Ramai pula yang suka memperjudikan wang mereka dengan menyertai pelbagai program dan aktiviti wang segera dan cepat kaya selain membeli nombor ekor atau main mesin slot dengan harapan dapat wang yang banyak dan nasib menyebelahi mereka.

Malangnya bergantung kepada nasib untuk menjadi kaya bukanlah strategi yang betul! Sebab utama kerana ianya berada di luar kawalan hidup kita.

Namun, kita boleh merubah nasib hidup kita jika kita berusaha dan bertindak dengan cara yang betul! Cara yang betul adalah teknik yang telah digunapakai oleh mereka yang telah berjaya.

Untuk mendapatkan teknik dan cara yang betul kita perlukan ilmu.

Dengan ilmu yang kita ada, ianya akan dapat membimbing kita merancang dan mengurus kehidupan kita dengan lebih berjaya. Yang menariknya ilmu tidak seperti wang, apabila digunakan ianya akan habis, sebaliknya ia semakin bertambah.

Berbeza dengan wang, jika kita tidak tahu strategi yang betul dalam membelanjakan wang, ianya bukan sahaja mengurangkan wang yang kita ada tetapi dalam masa yang sama menambah dan membebankan kewangan kita dengan hutang yang boleh bertambah menjadi berlipat kali ganda.

Jadi untuk mencapai kejayaan dalam pengurusan kewangan untuk hidup kaya dan bahagia, maka kita perlu berhati-hati dengan apa yang kita belanjakan kerana jika tersilap langkah, masa depan kewangan kita boleh menjadi kelam!

Untuk itu, saya sarankan kepada pembaca sekalian, mulai hari ini utamakan perbelanjaan untuk dapatkan ilmu terlebih dahulu sebelum melakukan sesuatu kerana ianya akan memberikan lebih nilai kepada wang yang kita belanjakan.

Contohnya jika kita ingin melabur (harus diingat topik pelaburan agak luas) dalam pelaburan hartanah, dapatkan ilmu dalam hartanah dengan membaca buku, majalah dan hadiri seminar.

Begitu juga jika ingin belajar dalam pemasaran internet, contohnya pemasaran affiliate, anda boleh hadiri seminar atau dapatkan ebook langkah demi langkah Rahsia Menjadi Affiliate

Walau apa pun yang kita hendak lakukan dalam hidup ini, perkara asas tentang kewangan hendaklah diutamakan terlebih dahulu.

Ini kerana dengan ilmu kewangan yang kita ada pada hari ini ianya dapat membantu kita mengurus kehidupan dengan lebih baik. Adalah lebih mudah untuk kita berjaya jika kita memiliki kewangan yang teratur dan terjamin.

Kita boleh kawal perjalanan dan merancang hidup dengan lebih mudah sekiranya kita ada ilmu dan strategi yang betul. Dengan mengaplikasikan Strategi Wang yang betul ianya akan memudahkan lagi usaha kita untuk mencapai apa sahaja impian kewangan kita.

Salah satu program terbaik yang boleh pembaca semua ikuti adalah dengan belajar strategi yang betul dengan orang yang betul melalui kursus Strategi Wang!


===================

TAWARAN ISTIMEWA

===================

Demi membantu para pembaca sekalian lebih jelas tentang perbelanjaan dan kewangan,  saya akan berikan secara PERCUMA ebook terbaharu daripada saya bukan 1 tapi 2….

1. KUNCI KEBEBASAN KEWANGAN berharga RM60.00. Ebook ini mendedahkan rahsia & teknik laporan kewangan dari Perancang Kewangan Profesional berharga RM2,000!

2. Teknik MANIPULASI HUTANG berharga RM60.00. Ebook ini mendedahkan teknik-teknik yang biasa digunakan oleh para jutawan dan hartawan yang menjadi kaya raya dengan memperalatkan HUTANG sebagai alat kekayaan. Jadi jika anda tidak mahu lagi diperalatkan oleh HUTANG, ebook ini WAJIB anda Baca & dapatkannya…

Untuk mendapatkan tawaran istimewa yang saya tawarkan, sila ikuti arahan sebagaimana yang saya nyatakandan  sila PATUHInya  (Psst..ramai yang dah terlepas sebab tak ikut arahan yang saya nyatakan :(  )

http://www.PemikirKaya.com/StrategiWang.htm

=======================================

Mengenai Penulis

Khairulnahar a.k.a Thinkerich merupakan seorang blogger dan Internet Marketer yang aktif menyediakan informasi berbentuk pendidikan kewangan dan motivasi.

Mula bergiat aktif dan menceburkan diri dalam perniagaan internet tempatan sejak tahun 2007.

Kemahiran beliau adalah berkongsi idea-idea pengurusan wang dan menulis produk informasi kewangan sama ada di blog, ebook dan buku.

Sehingga kini beliau telah menulis beberapa buah buku (termasuk dalam proses penerbitan) dan lebih 20 ebook yang membincangkan tentang pengurusan kewangan peribadi dan motivasi.

Beliau juga merupakan seorang Konsultan Kewangan yang ditauliahkan sebagai Affiliate Registered Financial Planner (Affiliate RFP) oleh Majlis Perancang Kewangan Malaysia atau Malaysian Financial Planning Council (MFPC).

*Nota Penting: Anda TIDAK dibenarkan untuk menyalin, menyebar dan meletakkan artikel ini di blog atau laman web anda selagi anda tidak mendapat kebenaran RASMI daripada saya.

Semua Artikel Di Blog Ini Adalah Hakcipta Terpelihara (c) PemikirKaya.com.

Tidak boleh digunakan tanpa kebenaran terlebih dahulu.

=====================



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